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I have been demobilized and I am being assigned to the IRR (or ING), how will my SGLI and FSGLI coverage change?

Published 08/13/2012 09:28 AM   |    Updated 08/13/2012 10:23 AM
I have been demobilized and I am being assigned to the IRR (or ING), how will my SGLI and FSGLI coverage change?

Your SGLI Coverage
As a member of the IRR, generally, you are not entitled to full-time SGLI (**see note below). The following provisions apply:

  • Your SGLI will continue for 120-days from your date of discharge from active duty, then it will cease.
  • You are eligible for part-time SGLI which provides coverage only for the actual time you are on inactive duty for training.
  • Also you are eligible to apply for VGLI or to apply for permanent insurance with a commercial insurance company participating in the SGLI Conversion Pool.

Follow this link to view information about converting your SGLI policy.

Your Family SGLI Coverage
Your Family SGLI will also cease 120 days after your separation or release from service. During this period your spouse is eligible to apply for permanent insurance with a commercial insurance company participating in the SGLI Conversion Pool. There is no family coverage under the VGLI program.

Follow this link to view information about converting your spouses Family SGLI policy.

**Note: An exception to the previous paragraphs is if your are in an IRR status that has you assigned to a unit and scheduled to drill at least 12 times a year, even though you are in a non-pay status. Examples of this kind of IRR duty are the VTU status in the Naval Reserve and IMA status in the Army Reserve. In this case, you can maintain full-time SGLI and Family SGLI coverage.